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What is not considered income for the purpose of obtaining a loan from  Upstart?

The following are not acceptable forms of income:

  • Your household income; (we only take your personal income into consideration)
  • Inconsistent investment income or dividends from stocks;
  • Unrealized gains from equity;
  • Signing bonuses or relocation packages;
  • Business income that is not claimed on your personal tax return.

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